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I am 19 years old and have recently stopped online gambling. I have a student account (current) with natwest and have a large overdraft facility and have often gone into it to gamble online. I am worried now that this habit will affect my credit rating later in life when I need to buy a house/car etc. Could someone give me more information on the matter?
What Hurts and Affects Your Credit Score? 8 Factors ... 2. Increased Debt/Credit Ratio If your balances suddenly spike, but you have not been extended a new credit line, watch for a drop in your score. This is especially true if that balance is on a credit card and will not be paid off immediately. The percentage of extended credit you utilize accounts for another 30% of your credit rating. does online gambling affect credit rating ? (UK)? | Yahoo Answers I have two bank accounts in 2 different banks. The first account I opened at age 16 (I'm 19 now) and have had motorbike insurance which I have paid on a monthly basis + the last gambling activity was over a year ago.
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How Online gambling transactions affect mortgage application How Online gambling transactions affect mortgage application. ... I have a separate current account, on demand account and credit card for betting, the only transactions for these are from online betting. These are not my everyday accounts. ... CANCEL THAT ONLINE GAMBLING ACCOUNT How to check and improve your credit rating - Save the Student